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Tax Year 2025-26 · Income Tax Ordinance 2001, Section 154 + First Schedule

Tax on eBay Seller Income in Pakistan (TY 2025-26)

eBay seller tax in Pakistan TY 2025-26 - export goods regime, Section 154 bank WHT, PayPal/Payoneer remittance, business slab rates, and deductible costs.

Worked example: Rs 150,000 per month

Annual income Rs 1,800,000 - here's how it would be taxed both ways under Finance Act 2025.

Filed as salaried
Salaried slabs · TY 2025-26
Taxable incomeRs 1,800,000
Slab taxRs 72,000
Total annual taxRs 72,000
Approx. monthly take-homeRs 144,000
Effective rate4.00%
Filed as freelancer / business
Non-salaried slabs · TY 2025-26
Taxable incomeRs 1,800,000
Slab taxRs 230,000
Total annual taxRs 230,000
Approx. monthly take-homeRs 130,833
Effective rate12.78%
Non-salaried slabs · TY 2025-26
Taxable income bandRateIncome in bandTax in band
Up to Rs 600,0000%Rs 600,000Rs 0
Rs 600,001 – Rs 1,200,00015%Rs 600,000Rs 90,000
Rs 1,200,001 – Rs 1,600,00020%Rs 400,000Rs 80,000
Rs 1,600,001 – Rs 3,200,00030%Rs 200,000Rs 60,000
Total slab taxRs 230,000

eBay payouts and export classification

Pakistani eBay sellers typically ship from Pakistan or through international fulfilment partners and receive funds via PayPal-to-Wise, Payoneer, or direct bank wire. Whichever rail you use, the receipts are export-of-goods income. Section 154 of the Ordinance applies - your bank deducts 1% (filer) / 2% (non-filer) WHT on the inward remittance, generally as final tax for individual exporters. PSEB registration does not cover physical-goods sales; that regime is reserved for digital services exporters.

Domestic dropshipping vs international shipping

Some Pakistani sellers operate as 'arbitrage' dropshippers - sourcing from AliExpress or Alibaba and listing on eBay at a markup. The tax treatment is identical because what matters is where the seller is resident, not the geographic flow of goods. Whether you ship from Lahore or from a US fulfilment centre, your eBay income is taxable in Pakistan as business income or under Section 154 final tax depending on the structure.

Cost of goods and platform fees

Deductible against eBay business income: cost of inventory, eBay listing fees, final value fees (typically 10–15%), PayPal/Payoneer/Wise transaction fees, international shipping (USPS, DHL, FedEx), packaging, Returns and refunds processed during the year, and a reasonable share of workspace and storage costs. Track the cost basis of each batch - FBR auditors push back hard on opaque 'cost of goods' figures without invoices.

Filing approach

Register for NTN, file the annual return by 30 September, and choose the right code: most individual eBay sellers fall under Section 154 final tax, but if you have significant deductible expenses it may be better to elect business-income treatment with slab rates and claim the deductions. The choice depends on margin - high-margin sellers usually prefer final tax, low-margin or dropshipping sellers prefer the slab regime with deductions.

Frequently asked questions

Is eBay income taxable in Pakistan?

Yes. eBay remittances are foreign-source business income - Section 154 export WHT (1% filer / 2% non-filer) applies on bank credit, generally as final tax for individuals.

Can eBay sellers use PSEB to get 0.25% tax?

No. PSEB covers IT and digital services exporters. Physical-goods sellers on eBay fall under the regular Section 154 export regime instead.

Are PayPal fees deductible on eBay income?

Yes if you file under business-income treatment with deductions. PayPal, Wise, Payoneer, and bank charges on eBay payouts are all legitimate business costs.

Do I need a sales tax registration to sell on eBay?

Pakistani sales tax doesn't apply to export sales - they are zero-rated. You only need registration if you also sell domestically in Pakistan above the turnover threshold.

Final tax or business income - which is better?

High-margin individual sellers usually prefer Section 154 final tax (simpler, no deductions). Low-margin dropshippers prefer slab rates with deductions because their net is small.

Guidance only. Pakistani tax law changes annually with each Finance Act. Verify any figure against FBR IRIS or a chartered accountant before acting on it.