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Tax Year 2025-26 · Budget 2026-27 · ITO 2001 · PMDC Ordinance · Section 153 (services)

Tax on Dentist Income in Pakistan (TY 2026-27)

Pakistan dentist tax for TY 2026-27 - salaried at hospital vs private clinic vs incorporated practice, PMDC fees, deductible equipment depreciation.

Worked example: Rs 350,000 per month

Annual income Rs 4,200,000 - here's how it would be taxed both ways under Finance Act 2025.

Filed as salaried
Salaried slabs · TY 2025-26
Taxable incomeRs 4,200,000
Slab taxRs 651,000
Total annual taxRs 651,000
Approx. monthly take-homeRs 295,750
Effective rate15.50%
Filed as freelancer / business
Non-salaried slabs · TY 2025-26
Taxable incomeRs 4,200,000
Slab taxRs 1,050,000
Total annual taxRs 1,050,000
Approx. monthly take-homeRs 262,500
Effective rate25.00%
Non-salaried slabs · TY 2025-26
Taxable income bandRateIncome in bandTax in band
Up to Rs 600,0000%Rs 600,000Rs 0
Rs 600,001 - Rs 1,200,00015%Rs 600,000Rs 90,000
Rs 1,200,001 - Rs 1,600,00020%Rs 400,000Rs 80,000
Rs 1,600,001 - Rs 3,200,00030%Rs 1,600,000Rs 480,000
Rs 3,200,001 - Rs 5,600,00040%Rs 1,000,000Rs 400,000
Total slab taxRs 1,050,000

Salaried dentist at a hospital

Junior dentists at major hospitals (Aga Khan, Shifa, Liaquat National, Bahria) start salaried under the Budget 2026-27 salaried slabs. A senior dental surgeon on PKR 350,000 per month (annual PKR 4.2M) lands above the new top-rate threshold of PKR 7M only partially - most of the income sits in the 25% / 29% bands. The hospital deducts Section 149 monthly WHT. Most Pakistani dentists move out of salary employment within 3-5 years of qualifying, opening their own practice.

Private clinic - business income

A solo dental clinic is taxed as business income under Section 18. Patient fees attract Section 153 services WHT at 11% (filer) / 22% (non-filer) from corporate clients (banks, schools providing employee dental care) but not from individual walk-ins. The non-salaried slabs (15% to 45%) apply to net income after deducting clinic rent, dental equipment depreciation under the Third Schedule, lab fees, supplies, staff salaries, and PMDC annual registration. Many dentists structure as an AOP if they share a clinic with one or two colleagues.

Incorporated dental practice

Some Pakistani dentists incorporate as a Private Limited company - typically when they invest heavily in equipment (digital X-ray, CBCT scanner, dental implants centre), employ multiple associates, or want clear separation between business and personal assets. The company faces 29% corporate tax (or 20% if it qualifies as a Small Company under Section 2(59A)) plus 15% dividend WHT on profit distribution. Equipment depreciation accelerates under the Third Schedule, often producing a lower effective rate than the sole-practice path at higher revenue.

Frequently asked questions

How is a Pakistani dentist taxed in 2026-27?

Salaried hospital dentist: Budget 2026-27 8-band slabs with Section 149 monthly WHT. Private clinic: non-salaried slabs (15% to 45%) on net income. Incorporated practice: 29% corporate (or 20% small company) plus 15% dividend WHT on distributions.

Is dental equipment depreciation tax-deductible?

Yes - on the private clinic and incorporated paths. Dental chairs, X-ray machines, CBCT scanners, autoclaves, and implant equipment all depreciate under the Third Schedule. Specific rates vary by asset class.

Are PMDC and FBR registration both required?

PMDC (Pakistan Medical & Dental Council) registration is mandatory to practise dentistry. FBR NTN registration is separate and required to file an income tax return. The two are independent regimes.

Do dental clinics need provincial sales tax registration?

Dental services in Pakistan are generally exempt from provincial sales tax (PRA / SRB / KPRA), classified as healthcare services. Confirm the latest schedule on your provincial revenue authority's website each year as scopes get tightened.

Guidance only. Pakistani tax law changes annually with each Finance Act. Verify any figure against FBR IRIS or a chartered accountant before acting on it.