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Year-on-year diff · Finance Act 2025

What Changed: TY 2024-25 → TY 2025-26

Side-by-side comparison of Pakistan FBR income tax slabs between Finance Acts 2024 and 2025 - with a plain-English impact on your annual tax, the new 10% surcharge above PKR 10M, and what stayed the same.

Salaried entry rate
1%
5%

Income PKR 600K-1.2M now taxed at 1% instead of 5%. Saves up to PKR 24,000/year for filers in this band.

New 10% surcharge
10%

On top of base tax for individuals/AOPs with taxable income above PKR 10,000,000. Does not apply to companies.

Non-salaried slabs
Unchanged

Business / AOP slabs are identical to TY 2024-25 - same brackets, same rates from 15% to 45%.

What would you pay?
Try PKR 1,500,000, 3,000,000 and 12,000,000 to see how the diff changes across the curve. The non-salaried slabs are identical between the two years - any difference for that filer kind is purely the new 10% surcharge above PKR 10M.
TY 2024-25
Rs 230,000
Effective 9.58%
TY 2025-26
Rs 162,000
Effective 6.75%
Year-on-year change
-Rs 68,000
You would pay Rs 68,000 less under TY 2025-26.

Salaried slabs - slab-by-slab diff

Rates from the First Schedule of the Income Tax Ordinance 2001 as amended by Finance Acts 2024 and 2025.

Taxable incomeTY 2024-25TY 2025-26Change
Up to PKR 600,000
0%
0%
No change
PKR 600,001 - 1,200,000
5%
1%
4% cut
PKR 1,200,001 - 2,200,000
15%
+ Rs 30,000 fixed
11%
+ Rs 6,000 fixed
4% cut
PKR 2,200,001 - 3,200,000
25%
+ Rs 180,000 fixed
23%
+ Rs 116,000 fixed
2% cut
PKR 3,200,001 - 4,100,000
30%
+ Rs 430,000 fixed
30%
+ Rs 346,000 fixed
No change
Above PKR 4,100,000
35%
+ Rs 700,000 fixed
35%
+ Rs 616,000 fixed
No change
Non-salaried slabs (business / freelance / AOP) - unchanged

Finance Act 2025 left the non-salaried First Schedule untouched. Brackets and rates from TY 2024-25 carry forward: 0% up to PKR 600K, then 15% / 20% / 30% / 40% / 45% through the bands. The only difference for non-salaried filers is the new 10% surcharge above PKR 10M taxable income.

PSEB freelancers / IT exporters
Still 0.25% final tax

Foreign-source platform earnings of PSEB-registered freelancers remain at 0.25% final tax under Section 154A. Non-PSEB IT export proceeds are taxed at the standard 1% final rate.

Surcharge applicability
10% on individuals & AOPs

Applied on the calculated base tax (after slab tax) for filers with taxable income above PKR 10,000,000. Companies are excluded - corporate filers are governed by their flat rate plus Section 4C super tax where applicable.

Ready to file?
Compute your full TY 2025-26 return

Slabs sourced from the Income Tax Ordinance 2001 as amended by the Finance Act 2024 and Finance Act 2025. Verify the applicable rate on fbr.gov.pk before submitting your return.